Hello! I'm Lori.

Having worked in the financial industry for more than 10 years and as a licensed realtor for more than 15 years, I bring experience that can develop an investment plan unique to your situation.

Working as an Ethics Approved Fiduciary, RFC®, I always strive to do what is best for you. Being fully licensed to work with stocks, bonds, mutual funds, ETFs, alternatives, and more, gives me a wide range of options to create a plan that is right for you!

As a Certified Retirement Counselor®, CRC®, I am here as the keeper of the lighthouse showing you the way to navigate today's complex retirement plans and options and identify the appropriate retirement saving and income strategies to meet your goals.

Through our financial planning services, utilizing research and review technology such as Emoney®, MoneyGuide®, YCharts®, and Morningstar®, and partnering with industry-certified financial analysts (CFAs), I can give you a snapshot of your current financial situation. Then I can show you if you are on track with your goals, address your concerns, and develop a plan that makes a difference in your life.

For our business owners, I am here as a CPFA® to assist with your Employer Retirement Plans. With training for participants and fiduciaries and assistance with the implementation and coordination of services, I am here to help you provide the best plan for you and your employees.

Hello! I'm Krystie.

Having been an active independent investor since college and now working as a financial advisor, I look forward to developing an investment plan that is unique to your situation. I come from a business background, earning a degree in small business management, working as a buyer for many years and then teaching business with a career and technical teaching certificate. I have the heart of a teacher, and a strong desire to work with small businesses, fulfilling employee and employer retirement needs, as well as aiding individual families with financial planning and retirement needs.

I have earned my CPFA® credential gaining a strong understanding of how to effectively evaluate, design, implement and manage an employer-sponsored retirement plan.

Working as an independent financial advisor through Cambridge Investment Research Advisors, allows me with Life Changing Financial Service to offer services including financial planning services, portfolio management for individuals as well as small businesses, pension consulting services, access to many other advisors, market timing services, tax planning and educational services. Through Cambridge Investment Research, one of the largest financial advisory firms in the United States, I have additional resources available.

Through our financial planning services, utilizing research and review technology such as Emoney®, MoneyGuide® and Morningstar®, and partnering with industry-certified financial analysts (CFAs), I am able to give you a snapshot of your current financial situation. I can then show you if you are staying on track with your goals, address your concerns, and develop a financial plan that we build together, designed to allow for market ups and downs while tracking your goals and your plans.