OUR SERVICES

We offer broker services through Cambridge Investment Research Inc and advisory services through Cambridge Investment Research Advisory.

As part of the Life Changing Financial Service (LC Financial LLC) network of independent financial professionals, we are able to select highly competitive products to offer each of our clients according to your specific needs. To provide you with high quality, trustworthy products and advice, we have partnered with companies to offer you options in both Advisory Investments and Commission based investments. We also work with Socially Aware fund companies such as Timothy Plan Funds, Ave Maria Funds, etc.

Complimentary Services

  • Initial Meeting
  • Personal Financial Dashboard
  • Life Insurance Needs Analysis
  • Goals Based Economic Newsletter

Financial Planning

  • Overview of Current Financial Position
          •  Basic Goals Based Financial Snapshot
          •  Initial Investment Recommendation & Implementation
  • Goals Based Financial Plan
            with Annual, Semi-Annual, or Quarterly Updates
  • Retirement Bucket Plan
            (Includes Cashflow and Tax-Planning)

Advanced Planning

  • Review of Advanced Insurance Needs
          •  Long Term Care, Disability & Medicare
          •  Umbrella, Business, Key-Man, etc.
  • Social Security Optimization Analysis
  • Life Transition Planning
          •  Job Transition
          •  Divorce Planning
          •  Loss of a Loved One
  • Advisory Input on Estate Planning
          In Cooperation with Elder Law Attorney
          or Estate Attorney (Wills, Durable POA,
          Healthcare POA, Living Will, Trusts, etc.)

Advisory Services

  • Benchmarking of Portfolio with Stress Testing
  • Employer Plans
          Management, Analysis, or Recommendations
  • Recommendation on Outside Investments
          Real Estate CMA, Etc.
  • Individual Stock Analysis
  • Advisory input on Tax Planning and Tax Projections
          (Coordinating with your CPA and/or Tax Professional)

College Planning

  • Basic College Planning Overview
          •  (ie. 529, ESA, UTMA ...)
  • Comprehensive College Planning
          (CSS vs FASFA and Help with Application)

Client Online Services

  • Meetings In Person, Video-Conference, or by Phone
          Ensuring you have access to us in an
          environment that is comfortable for you.
  • Online Access to All Aggregate Accounts
  • Unlimited Access to Online Portfolio Performance Reports
  • Unlimited Access to Goals Based Financial Plan
  • Virtual On-Demand Workshops

We also offer a fee for service (hourly services) on an à-la-carte basis.

To Best Serve Our Clients, We Are Limiting
The Number of New Clients Each Month

Get Started TODAY To Ensure Availability!

For your convenience we offer appointment scheduling 24 hours a day.

Lori Crilley, RFC®, CRC®


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Katelin Kalik

Katelin Kalik, RFC®, CDFA®


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